Annual Incentives

Annual Physical

Celebration Restaurant Group is requiring its employees to complete their Annual Physical to keep their incentive rate between March 5, 2024 – March 4, 2025.

• All of our medical plan options provide routine wellness visits covered at 100% and are no cost to you.
• Eligibility for the premium incentive will be determined from reporting received by CRG directly from UHC.
• If you have already completed your Annual Physical, your bi-weekly discounted rate will be as noted on PAGE 10 for the new plan year.
• If you opt to not complete your Annual Physical by the deadline of March 4, 2025, your bi-weekly deduction will increase by $50 the first pay period in April 2025.

Don’t forget to schedule your appointment today!

Important tips to help you prepare for your visit

• Confirm the provider is in the UHC Network you are enrolled in.  Do NOT simply ask if they take United Healthcare!
• If your physical uncovers something that could be serious, your doctor may order additional tests, schedule a follow-up visit, or refer you to a specialist. The additional tests and follow-up may not be 100 percent covered.
• If you’re charged for a service you believe should have been 100% covered:
  • First: Check with your doctor’s office. Ask what services were billed to the insurance company. Does it match what you remember from your visit?
  • Second: Check with UHC-ask what services the doctor’s office billed. Does it match what you remember from your visit and what the doctor’s office told you?
• Void paying the doctor’s office until you are 100% certain you are getting the UHC discount!  Match your bill to an Explanation of Benefits (EOB) from UHC.

Tobacco Intent to Quit

• You are currently using tobacco products as described above but have intentions to quit. To receive the discounted rates above you must enroll in UHC’s Quit for Life program (see below) no later than the last day of the month you enroll.
• If you miss this deadline, a $50 surcharge will be added to your bi-weekly payroll the first pay period in the following month.

Tobacco No Intent to Quit

• You are currently using tobacco products with no intention on quitting. This will add an additional $50.00 surcharge to your bi-weekly payroll deductions.

Medical Rates

When making elections in Ultipro you will choose from Tobacco-Intent to Quit, and Tobacco-No Intent to Quit. Should you choose Non-Tobacco you are certifying that you (and any of your dependents on the plan) do not use tobacco related products at this time. Tobacco products are defined as tobacco or tobacco-like products intended for human consumption and when used orally or inhaled produces a smoke or smoke-like vapor. This includes but not limited to cigarettes, cigars, loose tobacco smoked via pipe or hookah, chewing tobacco, snuff, dip, electronic cigarettes, and vaporizers.

You understand that any falsified information or omission that is given in connection with this wellness program is considered dishonest and may result in disciplinary action up to and including termination of employment, cancellation of your medical coverage, and will be considered as insurance fraud.

The following rates are based on Non-Tobacco election and a completed Annual Physical discount:

Non-Tobacco User – with completed Annual Physical Discount	Medical Plan Options – Bi-Weekly Rates
	Traditional Buy-Up	Traditional Basic	Nexus ACO OA Limited Network
Employee	$174.85	$49.48	$13.32
Employee + Spouse	$438.72	$302.82	$129.00
Employee + Child(ren)	$407.27	$292.01	$124.20
Employee + Family	$554.94	$382.85	$162.59

Tobacco users see medical rate incentives below.