Disability Insurance
In the event you become disabled from a non-work-related injury or sickness, disability income benefits are provided as a source of income. You are not eligible to receive short-term disability benefits if you are receiving workers’ compensation benefits.
Eligbility
RGM’s, Assistant Managers, and Full-Time Above Restaurant Leaders are eligible for these benefits.
Short-Term Disability Insurance
No cost to you – 100% paid for by CRG
| Summary of Benefits | |
| Elimination Period for Accident | 7 Days |
| Elmination Period for Illness | 7 Days |
| Weekly Benefit Percentage | 60% of Covered Earnings |
| Maximum Benefit Period | 26 Weeks |
| Maximum Weekly Benefit | $1,500 |
| Definitions | |
| Definition of Disability | Allows insured participants to qualify for benefits under a regular occupation or an earnings test |
| Definition of Earnings | Weekly earnings plus bonuses, if applicable |
| Pre-Existing Condition Exclusion | Does not apply |
Long-Term Disability Insurance
No cost to you – 100% paid for by CRG
| Summary of Benefits (benefits begin on the 91st day) | |
| Elimination Period for Accident | 180 Days |
| Elimination Period for Illness | 180 Days |
| Monthly Benefit Percentage | 50% of Covered Earnings |
| Maximum Monthly Benefit | $7,500 |
| Minimum Monthly Benefit | $100 |
| Definitions | |
| Definition of Disability | You will be considered disabled if you are unable to perform the material and substantial duties of your occupation and incur a 20% income loss |
| Pre-Existing Conditions | 3 months prior / 12 months insured |
| Own Occupation | First 24 months |
The information above summarizes the Celebration Restaurant Group Disability Insurance plans and is for illustrative purposes only. In the event of a discrepancy between this illustration and the official plan documents, the official documents will govern.
Last Updated: October 18, 2024
Support
United HealthCare
Group #306534
888-299-2070