401(k)
Important Changes Coming
We’re pleased to share that we will soon be introducing changes to our 401(k) plan fund lineup designed to help you save more effectively for retirement. These updates include significantly lower-cost investment options that provide the same or similar investment objectives as the current funds.
What’s changing:
- We are replacing several existing funds with new, lower-cost alternatives.
- These changes are intended to reduce overall plan expenses while maintaining a high-quality selection of investment choices.
What you need to do:
You do not need to take any action. Your current investment elections and balances will automatically transfer to the new funds that most closely match your existing investment objectives.
When this will happen:
The changes will take effect on or around December 5th, 2025. You’ll see the new fund lineup reflected in your account after that date.
We encourage you to review the updated fund lineup and related details in the attached notice. If you’d like to make changes to your investment elections after the transition, you may do so at any time through your website access.
If you have any questions, please contact our 401k Plan advisors:
Bryce Sowitch – 970-530-5032, bryce@ifamcapital.com
Kim Jardine – 970-530-5036, kim@ifamcapital.com
Thank you for your continued participation in the 401(k) Plan as we work to make it more cost-effective and beneficial for you.
401(k) through Principal is more than just retirement. You can pay down student loans, build a budget, downsize debt, understand your credit score, and more!
You can access your account 24/7. Visit principal.com select log in, and choose Personal. Create an account or enter your username and password.
- Learn to balance your short stand long term financial goals including creating a household budget, managing debt, understanding your credit score, and more.
- Prepare for the unexpected. Resources available for help with legal documents provided by ARAG including preparing a will, healthcare power of attorney, living will, and more.
- Know your Retirement Wellness Score and use the Retirement Wellness Planner to increase your savings and help you prepare.
401(k) is available to everyone after 60 days of employment.
Contribution Match
CRG matches 50% of your contributions up to 4% of your salary! **based on contribution.
To participate, you must be 20.5 years of age and with the company for 6 months!
If you need a 401(k) booklet or have issues enrolling, please email benefits@celebrationrg.com.
Last Updated: November 14, 2025
Support
Principal
Doug Foreman
407-862-5900
foreman.doug@principal.com